PostBank Reports Shs 35.4 bn Profit, Rebrands to Pearl Bank Uganda

By Hakim Wampamba | Thursday, June 5, 2025
PostBank Reports Shs 35.4 bn Profit, Rebrands to Pearl Bank Uganda
It was pleasing to see PostBank sweeping most of the awards, including the Overall Winner of Best Performing ACF and SBRF Bank across the entire industry

PostBank Uganda has posted an impressive Profit After Tax (PAT) of Shs 35.4 billion for the 2024 financial year, reflecting a 28% increase from 2023.

The strong performance was revealed during the Bank’s Annual General Meeting (AGM) held at the Ministry of Finance, Planning, and Economic Development in Kampala.

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Finance Minister Matia Kasaija, addressing the AGM, commended the bank’s progress over the past year. “PostBank has registered strong financial performance across several parameters.

But more pleasing is the real impact the Bank is creating especially in financial inclusion and supporting Micro, Small, and Medium Enterprises (MSMEs), which are key job creators and enablers of value addition in agriculture,” Kasaija said.

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He highlighted the Bank’s recognition at the recent Bank of Uganda Agriculture Credit Facility (ACF) and Small Business Recovery Fund (SBRF) awards, where PostBank was named the overall best-performing institution.

“It was pleasing to see PostBank sweeping most of the awards, including the Overall Winner of Best Performing ACF and SBRF Bank across the entire industry,” he added.

The Minister announced the shareholders’ approval of a strategic rebrand. “We have approved the rebrand of PostBank to a name that evokes pride in being Ugandan Pearl Bank Uganda Limited taken from Sir Winston Churchill’s portrayal of Uganda as ‘The Pearl of Africa’,” Kasaija said.

He noted the change aims to attract strategic partners and high-value depositors to further scale MSME and agricultural lending. The rebranding is subject to Bank of Uganda approvals.

PostBank’s 2024 performance included a 20% increase in income to Shs 248 billion, deposits growing 25% to Shs  990 billion, and a 19% rise in the loan book to Shs  719 billion.

Board Chairman Andrew Otengo Owiny praised the bank’s transformation since attaining full commercial bank status in 2021.

“With 57 branches and over 6,000 agents, we have a robust platform for financial inclusion,” he said, citing the digitization of Parish Development Model payments through the Wendi platform.

Managing Director Julius Kakeeto noted that rebranding aligns with the Bank’s vision to become a leading indigenous commercial bank.

“This is about building a stronger institution that fosters prosperity through innovation, inclusion, and impactful lending,” he said.

As it transitions into Pearl Bank Uganda, the institution reaffirmed its commitment to driving inclusive growth, supporting agriculture, and stimulating entrepreneurship.

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